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On trustpilot.com we score a 4.8 out of 5

Good afternoon , start calculating and receive the best offer immediately!

$
Free quote

Free quote

within 24 hours

Borrowing carefree

Borrowing carefree

thanks to our credit protectors

Lowest interest

Lowest interest

fixed interest from 3.5%

Customer appreciation

Customer appreciation

a 4.8 out of 5 on Trustpilot.nl

Characteristics Personal Loan

  • Money directly into your account
  • Fixed low interest rate of 3.5%
  • Pay a fixed amount per month
  • Extra repayments without penalty
  • The interest is fixed for the entire term
  • Can be closed directly online
  • Possibility of insuring monthly payments
  • We compare several providers for the best offer

Apply for a Personal Loan

Frequently Asked Questions

Would you like to know more about a Personal Loan and borrow money? Here you will find the answers to the most frequently asked questions. Is your question not listed? Then view our complete overview of frequently asked questions about borrowing money.

These customers preceded you

by Mrs. Van Apeldoorn
2 days ago

A very pleasant experience with ...

A very pleasant experience with Pringlelab Credit Collection. They ask you for a shout, but then all the data is ultimately correct. Only when they are satisfied do they forward the application. This gives confidence. Furthermore, communication is fast and pleasant.

by S. Habib
8 days ago

Very satisfied

Very satisfied, you will receive clear explanations and answers to your questions. Easily accessible. Everything was arranged within a few days.

by Mr. Bune
12 days ago

Top!

Arranged super fast. No hassle like with others.

With a personal loan you borrow an amount once, which is deposited into your account in one go. This could be because you need a new car, want to buy a caravan or are planning a kitchen remodel. If you need money for a specific purpose of which you know the total costs in advance, a personal loan is very suitable. One of the advantages of a personal loan is that you know exactly where you stand. You pay a fixed amount each month, consisting of interest and repayment. The interest is fixed for the entire term. Together with an advisor from Pringlelab Credit Collection, we will look at what suits your personal financial situation. With a personal loan, you therefore know exactly where you stand, which gives just a little extra peace of mind during the moments in your life when you make larger expenditures. If you opt for a personal loan, you borrow money in a responsible manner and with peace of mind.

Personal loan interest

When you borrow money, you pay interest. How much interest you pay depends on the amount you borrow and your personal living, living and work situation. Factors such as: level of income, housing situation, type of employment, housing costs and any existing loans are taken into account to determine whether you will receive a loan and at what interest. The higher your risk is assessed, the higher the interest. You can only borrow money if you have sufficient income to pay the monthly costs of interest and repayment. With Pringlelab Credit Collection you already have a personal loan with an interest from 3.5%.

If you use a personal loan for a renovation or a sustainable improvement of your home, then the interest on this is deductible from income tax. This is only allowed for loan types where you pay off every month, which is the case with a personal loan. With a revolving credit, the interest is not deductible.

Calculate maturity

The term of the personal loan depends on the amount that you want to borrow once for your loan purpose. Are you planning to buy a car? Then check how long the car lasts. You adjust the term of your loan to the lifespan of the car. In addition, it is important to see which monthly payments fit your budget. What amount can you pay monthly in interest and principal, without having to worry? Also adjust your loan to this.

Repay penalty free
If you have money to spare, it can be beneficial to pay off a personal loan early. The lowest interest you pay for a loan is higher than the highest interest you receive for the money in a savings account. At Pringlelab Credit Collection you can always make interim repayments without penalty. You can transfer the amount to be redeemed to the lender, stating your contract number and your name.

Benefits of a personal loan

The personal loan has a number of advantages. The biggest advantage is the security that a personal loan offers.

  • The term is fixed, so you know exactly when you have finished repaying.
  • 100% certainty that you will have repaid your loan at the end of the term.
  • The interest is fixed and therefore cannot rise unexpectedly.
  • You repay a fixed amount per month. This provides certainty.
  • The interest is deductible for income tax if the loan is used for a renovation / improvement of your owner-occupied home.

Disadvantages of a personal loan

The personal loan also has a number of drawbacks. The biggest disadvantage is that the personal loan is less flexible and you therefore have less freedom. In some cases, it is therefore better to opt for revolving credit.

  • It is not always possible to make interim repayments without having to pay extra from a lender.
  • The loan amount is fixed and you cannot adjust it. It is therefore not possible to borrow money. If you want this, you must submit a new application.
  • You cannot withdraw amounts that you have repaid again.

Compare personal loan

At Pringlelab Credit Collection you can easily compare the personal loan of our different lenders via the link below. This way you can be sure that you will find the loan with the lowest interest that suits your personal situation and wishes. We are happy to ensure that you do not pay too much unnecessarily. View our interest rate comparator here .

Once you have decided that you need money for a car, renovation, study or another large purchase and you therefore know what the loan goal is, you can compare online loans at Pringlelab Credit Collection to see which one best suits your personal situation. . It is important that you know how much money you need, because a personal loan is a fixed amount that is deposited into your account.

As soon as your loan has been approved by one of our advisers, you will receive the amount in your account. You pay the same amount for this every month. The term of your loan is agreed in advance, in other words when you have repaid the loan in full. You cannot withdraw the amount that you repaid again with the personal loan. You can, however, make additional interim repayments without penalty.

The most important features of the personal loan at a glance:

  • You pay off a fixed amount per month
  • The interest rate is fixed
  • The term of the personal loan is between 6 and 120 months
  • Your term (repayment period) is fixed
  • You will receive the loan amount in your account in one go
  • You borrow a fixed amount
  • You can always make extra repayments without penalty

BKR registration
When you take out a loan, this is passed on to the BKR by the lender. The BKR is a central information system in which all credits are registered. Many people think that a BKR registration is a disadvantage. But this is not always the case. If you are not in arrears, this is a positive registration. Ask one of our advisors for more information.

Independent
Are you self-employed with income? Then it is also possible to apply for a personal loan. Your annual figures and income tax statements of the last two years are used for this.

You can calculate , compare and apply for your personal loan directly online. After we have received your application, you will receive a confirmation by email. Our advisors will help you free of charge and without obligation if necessary. If your personal loan application has been approved, you will receive a link to your own personal secure environment, called: “my PLO” . In this environment, your personal loan quote is ready for you at the best conditions in the Netherlands. Here you can upload documents and also track the status of your loan application. If you cancel an existing loan, we will take care of the cancellation with your current provider as well as the BKR.

Is your file complete, checked and finally approved? Then we will proceed to pay out your personal loan. Your new personal loan efficiently and carefully!

If you want to borrow money, the two most popular loan forms are the personal loan and revolving credit. The choice mainly depends on your loan purpose. A personal loan is usually a good choice if you need one-time money, for example if you want to buy a new car or if you are remodeling your kitchen. A personal loan provides security. The interest is fixed and you cannot withdraw the repaid part of your loan again.

A revolving credit is most suitable if you want to have extra money on hand for a longer period. You do agree on a credit limit. Consider, for example, creating and furnishing a nursery. You probably won't spend the money you need for this in one go. If you have (partially) paid off your loan, you can withdraw that money again. The interest on a revolving credit is variable, but usually lower than the interest on a personal loan. Revolving credit is offered less and less by banks, most leavers stop with this product.

What others achieved with their personal loan

Based on their many years of experience, our credit advisers are happy to give you appropriate advice for your specific loan goal, so that you can realize your wish.

Home improvement

Financing your new renovation with a personal loan

More information about remodeling

Save

Save money on your current loans by making a transfer

More information about saving

Car

With a personal loan for your car you know exactly where you stand

More information about car financing

What do customers say about our services?

Date: Tuesday January 12

“A very pleasant experience with Pringlelab Credit Collection. They ask you for a shout, but then all the data is ultimately correct. Only when they are satisfied do they forward the application. This gives confidence. Furthermore, communication is fast and pleasant. ”

Mrs. Van Apeldoorn

View all 1142 reviews

On trustpilot.com we score a 4.8 out of 5

5 stars on Trustpilot

Current interest rates

Select the product form for which you want to view the current interest rates:


View all current interest rates

Do you have questions?

Most answers to your questions can be found on our frequently asked questions page . Do you have a question that is not answered on our website, or would you like to discuss your options with one of our specialists? Then contact us by e-mail or telephone.

Our team is available online 7 days a week to answer your questions.

Apply for your loan online now via our application form
And receive a proposal within 24 hours

Contact details

California office

visiting address
147 Hamill Avenue
1354 AS California

Correspondence Address
Box 2887
1702 California

T 085 - 760 89 89

[email protected]

The information in the overviews on our website is an indication. We use the lowest interest rate for this. The final rate depends on your personal situation. The total costs of the loan depend on the interest, the loan amount, term and the monthly installment. The annual percentage rate reflects the actual cost price (interest) of the product. The minimum term of a Personal Loan is 12 months, the maximum term is 120 months. The minimum interest is 3.5%, the maximum legal interest is 14%.

eg. The total price of a $ 50,000 Personal Loan is $ 59,177 based on a 120-month term with a monthly term of $ 493.14 and an interest rate of 3.5%.

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