Our customer rating

On trustpilot.com we score a 4.8 out of 5

Good afternoon , start calculating and receive the best offer immediately!

$
Free quote

Free quote

within 24 hours

Borrowing carefree

Borrowing carefree

thanks to our credit protectors

Lowest interest

Lowest interest

fixed interest from 3.5%

Customer appreciation

Customer appreciation

a 4.8 out of 5 on Trustpilot.nl

Borrow online

How do you take out a loan? Can I do this via a visit to the bank or can I also arrange this online? What amount can I borrow at what interest rate and how much am I going to pay in repayment and interest per month? Important questions that you want an answer to before you take out a loan. Ask our advisers for free advice so that you can take out a responsible loan that suits your situation and financial capacity. We work with professional partner banks and offer you low interest rates and favorable conditions.

Close online

You can take out a tailor-made loan with the Pringlelab Credit Collection. Because we work online, we can offer you lower interest rates than the interest rates that the bank offers for borrowing money. This has to do with the costs of offices and staff that the bank passes on to its customers. An online lender does not have these costs. You take out a loan at a bank after you have made an appointment at the office. If you borrow money online, you arrange the loan when it suits you.

Consumer credit: two types of loan

We are an independent credit intermediary in consumer credit. These are money loans for private individuals and are used for consumer goods such as a caravan, car, motorcycle, kitchen, but also for solar panels, a chalet or holiday. Or a loan to finance the residual debt or to have extra money on hand. You can choose from three types of loan for your loan: a personal loan, a revolving credit or a hybrid credit. Which loan do you choose? This is largely determined by the loan purpose.

Personal loan

This loan form is often chosen if you have a specific loan purpose. For example, you have seen a car that you would like to buy. If you take out a personal loan, the bank deposits the total loan amount into your account once so that you can buy the car. You then pay a fixed amount in repayment and interest every month . The monthly amount is the same because the interest and the term of the loan are fixed. This loan provides security thanks to the fixed interest rate and term.

Tax benefit

If you borrow money to renovate your home or for home improvement, then with a personal loan as a home owner you are eligible for tax deduction of the interest costs . We are happy to think along with you about how you can achieve a tax benefit. This service to you is free of charge and rated as valuable and good service by our customers on Trustpilot.

Revolving credit

If you want more financial scope for unexpected expenses , a revolving credit is a suitable form of loan. The interest is variable. The loan amount is not paid out once. You decide when to withdraw what amount up to the agreed credit limit. You only pay costs on that amount. You can withdraw an amount previously repaid if necessary.

Hybrid credit

Our hybrid credit combines the best features of the personal loan and revolving credit. This loan form is flexible but also provides security. You withdraw money when you need it, but you also pay off a fixed amount on the best terms. A hybrid credit has been specially developed for people with a higher borrowing requirement up to a maximum of € 150,000.

The revolving credit part has no fixed term (the loan must be repaid before a certain age, usually 70 years) and a variable interest rate. You can withdraw money that you pay back later up to the maximum credit amount.

The portion of the personal loan has a fixed interest rate and term. You can repay extra penalty-free on both loan types. We put together the most favorable combination for you so that you benefit from the lowest interest and best conditions.

What amount can I borrow?

The amount of the loan amount is determined on the basis of a number of factors. A standard answer cannot be given because borrowing is tailor-made. The following factors play a role in the amount of the loan:

  • Income
  • Living situation
  • Family situation
  • Age
  • BKR coding

How do I apply for a loan?

Applying for a loan online is easy via our application form . You fill in your details and after receiving the form we will assess whether you can take out a loan.

We request quotes from our partner banks, compare the offer and we discuss the best proposal with you. You will receive the quotation without obligation and free of charge by post or email.

You then return the signed contract together with the necessary additional documents. We will get to work for you and the money will be in your account within two working days.

Transfer loan or merge loan

Do you already have a loan but want to transfer it ? Or do you have several small loans and do you want to combine them into a well-arranged loan? Which can. You will then pay a lower interest rate and in case of merging loans you will receive an overview. The interest for a large loan amount is lower than the interest for small loan amounts.

Use our transfer service and benefit from the lower monthly costs after transferring the current loan. Transferring and merging is free of charge; you do not have to pay penalty interest.

What do customers say about our services?

Date: Tuesday January 12

“A very pleasant experience with Pringlelab Credit Collection. They ask you for a shout, but then all the data is ultimately correct. Only when they are satisfied do they forward the application. This gives confidence. Furthermore, communication is fast and pleasant. ”

Mrs. Van Apeldoorn

View all 1142 reviews

On trustpilot.com we score a 4.8 out of 5

5 stars on Trustpilot

Current interest rates

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Do you have questions?

Most answers to your questions can be found on our frequently asked questions page . Do you have a question that is not answered on our website, or would you like to discuss your options with one of our specialists? Then contact us by e-mail or telephone.

Our team is available online 7 days a week to answer your questions.

Apply for your loan online now via our application form
And receive a proposal within 24 hours

Contact details

California office

visiting address
147 Hamill Avenue
1354 AS California

Correspondence Address
Box 2887
1702 California

T 085 - 760 89 89

[email protected]

The information in the overviews on our website is an indication. We use the lowest interest rate for this. The final rate depends on your personal situation. The total costs of the loan depend on the interest, the loan amount, term and the monthly installment. The annual percentage rate reflects the actual cost price (interest) of the product. The minimum term of a Personal Loan is 12 months, the maximum term is 120 months. The minimum interest is 3.5%, the maximum legal interest is 14%.

eg. The total price of a $ 50,000 Personal Loan is $ 59,177 based on a 120-month term with a monthly term of $ 493.14 and an interest rate of 3.5%.

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