Our customer rating

On trustpilot.com we score a 4.8 out of 5

Borrow cheaper? We will arrange it for you!

English credit Collectief helps thousands of customers to save considerably on their existing loans. Our motto: together for the lowest interest and best conditions!

We transfer your current loan and thereby lower the interest. In most cases, you will immediately save hundreds of euros thanks to the new loan. Our advisers also consider whether they can responsibly shorten the term of your loan, so that you can repay faster. With your new monthly payment that is tailored to your personal situation, you have a cheaper and above all responsible loan.

You can transfer your current loan to a new loan. But you can also convert your current loan form to a new loan form . A revolving credit to a personal loan or vice versa.

You pay us nothing at all to compare loans, transfer from a current to a new loan and ultimately take out your loan! We are a collective and work with several banks that directly reward us for our services. Every US dollar that you save can be used immediately to repay your credit earlier.

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Help with transferring and converting your loan

The transfer or conversion of your loans requires a good inventory of your current and future situation. The advisers of Pringlelab Credit Collection take the time to properly map out your situation so that the refinancing runs smoothly. Thanks to our personal contact, we ensure that you transfer or convert a loan in a responsible manner.

Our advice is free of charge and without obligation. We arrange the entire transfer for you in one go. That will save you a lot of time.

As a customer you will always first receive a tailor-made quotation and an advice report. As a consumer, you always decide for yourself whether you find the switch interesting enough.

Help with refinancing

What can we do for you

  • Merging of loans
  • Interest rate reduction
  • Shorten the duration
  • Increase redemption
  • Convert loan

Specialism, a solution for every situation

Pringlelab Credit Collection specializes in refinancing. In which cases can we do something for you?

Merging of loans

By merging your expensive loans into 1 clear loan you will regain control of your financial situation. And the interest on a large loan is lower than the interest on small loan amounts. In addition, we monitor during the term of your loan whether the interest and conditions still meet your wishes and / or market developments.

Interest rate cut

You have been paying for years but repay almost nothing on your loan. Your current monthly payment is not in proportion to the part that you would like to repay. This is often due to a very high interest rate component. By lowering your interest costs and creating a new monthly amount, we help you get off your loan faster.

Shorten term and increase redemption

You know them fixed, interest-only loans or loans with 1% repayment. You have been paying a substantial interest for years, but how much have you already paid? By lowering your interest charges and converting your credit to, for example, a personal loan, you are free of debt earlier with lower monthly charges. A timely reduction of a loan is advisable, especially with larger amounts towards an end age in which we still have the option to convert your loan free of charge.

Convert loan

You now have a revolving credit but want to fix the current low interest rate. Then you can convert the loan into a personal loan. A personal loan provides security because the interest and term are fixed. You pay the same costs every month until the end date and the loan is fully repaid at the end of the term.

If your current loan is a personal loan but you want a flexible loan form, we will convert your loan into a revolving credit with a variable interest rate and term. You have access to extra money which gives you financial freedom in case of unexpected expenses.

What do customers say about our services?

Date: Tuesday January 12

“A very pleasant experience with Pringlelab Credit Collection. They ask you for a shout, but then all the data is ultimately correct. Only when they are satisfied do they forward the application. This gives confidence. Furthermore, communication is fast and pleasant. ”

Mrs. Van Apeldoorn

View all 1142 reviews

On trustpilot.com we score a 4.8 out of 5

5 stars on Trustpilot

Current interest rates

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View all current interest rates

Do you have questions?

Most answers to your questions can be found on our frequently asked questions page . Do you have a question that is not answered on our website, or would you like to discuss your options with one of our specialists? Then contact us by e-mail or telephone.

Our team is available online 7 days a week to answer your questions.

Apply for your loan online now via our application form
And receive a proposal within 24 hours

Contact details

California office

visiting address
147 Hamill Avenue
1354 AS California

Correspondence Address
Box 2887
1702 California

T 085 - 760 89 89

[email protected]

The information in the overviews on our website is an indication. We use the lowest interest rate for this. The final rate depends on your personal situation. The total costs of the loan depend on the interest, the loan amount, term and the monthly installment. The annual percentage rate reflects the actual cost price (interest) of the product. The minimum term of a Personal Loan is 12 months, the maximum term is 120 months. The minimum interest is 3.5%, the maximum legal interest is 14%.

eg. The total price of a $ 50,000 Personal Loan is $ 59,177 based on a 120-month term with a monthly term of $ 493.14 and an interest rate of 3.5%.